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Thursday, November 27, 2014   7:19 PM    |   56°F
 
 

Health - LSU First Health Plan Administered By Cigna/Express Scripts

For premium rate information for actives, retirees (including Act 322 and Act 992), and COBRA participants effective 8/1/13, please refer to this multi-page rate sheet

8.1.13 Premium Rates with all schedules

Retiring employees
You may continue your LSU First coverage upon retirement if you meet the eligibility requirements for age and years of service under the Teachers’ Retirement System of Louisiana (TRSL) or Louisiana State Employees’ Retirement System (LASERS).  Your premium will depend on a number of factors, including how many and which years you and your dependents have been enrolled in an LSU-sponsored health insurance plan, whether or not you and/or your spouse are enrolled in Medicare A and B, and whether or not you purchased LASERS air time in connection with your retirement.  If you and/or your spouse has Medicare A and/or B, please make sure that your local LSU Human Resources department has a copy of the Medicare card(s).

For important information about the state’s contribution toward retiree health plan premiums and how LASERS air time purchases (allowed by Act 322) affect retirees’ health plan premiums, please visit the Office of Group Benefits website at:

https://www.groupbenefits.org/portal/page/portal30/SHARED/O/OGBWEB/RETIREE_PREMIUM_RATES

For a more thorough discussion of purchasing LASERS air time for retirement eligibility in a layoff situation, please visit the LASERS website at:

http://www.lasersonline.org/uploads/PurchasingAirTimeinaLayoff_REV121312.pdf

Terminating employees
Your LSU First coverage will continue through the last day of the month in which your employment ends.  Under COBRA law, you and/or your dependents have the right to continue coverage (independent of one another) for a minimum of 18 months, as long as you elect COBRA continuation coverage prior to the deadline (60 days from the date of your COBRA notification) and pay the premiums as instructed.  You will be responsible for all premiums due for the period beginning immediately following the loss of your active employee coverage.  Please refer to the premium rate sheet for applicable COBRA rates.  Note that the COBRA premiums are equal to the full cost of active employee coverage (employer share plus employee share) plus a 2% administrative fee.

You will receive a packet in the mail from Ceridian, which will include a thorough explanation of your COBRA continuation rights as well as premium quotes for different coverage tiers and instructions on how to elect coverage.  Please make sure that your local LSU Human Resources office has your current mailing address on file before your employment ends.  You and/or your dependents may be able to elect COBRA continuation coverage even if your COBRA packet was not delivered to you or if you misplace it.  Please see election guidelines below from Ceridian.

WEB

IVR

  • 1-800-877-7994
  • If electing everything offered (that is, all lines of coverage offered for primary and all dependents)
  • If it is not within two days of the election expiration date

Paper

The consumer can manually submit an election request.  Advise them to include the following on a piece of paper:

  • Name of primary and all qualified beneficiaries
  • SSNs of primary and all qualified beneficiaries
  • Current mailing address
  • Current daytime telephone number
  • Elected lines of coverage requested with dependent's names electing those lines

If the primary is not electing, the consumer needs to use the name of the person electing COBRA as the primary and include the electing person's information. List the primary as the former employee and provide their SSN.

The consumer can submit the election form by mail or fax:

Mail

Ceridian COBRA Services Center
P.O. Box 534066
St. Petersburg, FL 33747-4066

Fax

727-865-3648